Coverage Area

States We Cover

We actively search public records and file surplus claims in these states. Deadlines are strict — contact us as soon as possible.

Fully Clean — no attorney, no license, no fee cap, direct disbursement Agent-Friendly — no attorney required Partial — attorney required in some cases Attorney required for all claims

Alabama

AL

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

County-administered process through probate court in many counties

Alaska

AK

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Low volume state; verify current requirements before working

Arizona

AZ

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Maricopa (Phoenix) is one of the highest-volume agent-friendly counties nationally. 30-day cooling-off period applies from sale date. Maricopa and Pima both have public lists.

Arkansas

AR

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

California

CA

Agent-Friendly
Claim Deadline 365 days
Fee Cap 10%
License No License
Direct Disbursement No

Some counties cap third-party agent fees; verify fee schedule before signing agreements

Colorado

CO

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Agent-friendly; excellent starting state. Public trustee maintains surplus funds list

Connecticut

CT

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Moderate volume; verify current practice with county clerk

Delaware

DE

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Small state; low volume

Florida

FL

Partial
Claim Deadline 2 years
Fee Cap 12%
License No License
Direct Disbursement No

Highest-volume surplus state. Every county clerk publishes lists. Administrative claim path is agent-friendly; court-petition path needs FL attorney.

Georgia

GA

Attorney Required
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Attorney required for ALL third-party surplus claims. No exceptions. Do not contact owners until attorney is assigned

Idaho

ID

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Illinois

IL

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Significant volume; county-dependent requirements

Indiana

IN

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Iowa

IA

Agent-Friendly
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Kansas

KS

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Kentucky

KY

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Louisiana

LA

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Unique civil law system. Consult LA-licensed attorney familiar with tax sale law before working any Louisiana leads

Maine

ME

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Maryland

MD

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Massachusetts

MA

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Verify per county before working

Michigan

MI

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Rafaeli v. Oakland County (MI Sup Ct 2020) created large backlog of valid claims. Wayne County dedicated portal at waynecountyforeclosureclaims.com. Hard annual deadlines apply — calendar them. No statutory fee cap but courts scrutinize unreasonable fees.

Minnesota

MN

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Mississippi

MS

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Missouri

MO

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Montana

MT

Agent-Friendly
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Nebraska

NE

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Nevada

NV

Agent-Friendly
Claim Deadline 365 days
Fee Cap 10%
License No License
Direct Disbursement No

High foreclosure volume (Las Vegas metro). 1-year claim window from deed recording. Excellent public list on Clark County Treasurer site.

New Hampshire

NH

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

New Jersey

NJ

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

New Mexico

NM

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

New York

NY

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

High volume but complex requirements. NYC (5 boroughs) process differs significantly from upstate

North Carolina

NC

Attorney Required
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Attorney required for ALL third-party surplus claims. Similar to Georgia — do not pursue without NC-licensed attorney

North Dakota

ND

Agent-Friendly
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Ohio

OH

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

One of the better agent-friendly states; significant volume

Oklahoma

OK

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Oregon

OR

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Pennsylvania

PA

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Upset sale and judicial sale surplus both generate leads; complex county-by-county variation

Rhode Island

RI

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Small state; low volume

South Carolina

SC

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

South Dakota

SD

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Tennessee

TN

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Texas

TX

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

High volume state. Constable sale and sheriff sale both generate surplus. Agent-friendly process

Utah

UT

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Vermont

VT

Partial
Claim Deadline 2 years
Fee Cap None
License No License
Direct Disbursement No

Low volume

Virginia

VA

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Verify per locality (Virginia uses independent cities, not counties in all cases)

Washington

WA

Partial
Claim Deadline 2 years
Fee Cap 5%
License No License
Direct Disbursement No

High median home values (King County $700K+) offset the lower 5% fee cap. 3-year claim window. King and Pierce counties post public lists.

West Virginia

WV

Partial
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Wisconsin

WI

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Wyoming

WY

Agent-Friendly
Claim Deadline 365 days
Fee Cap None
License No License
Direct Disbursement No

Don't see your state? We're expanding. Contact us to ask.

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Deadlines Are Hard and Final

In every state, unclaimed surplus funds are absorbed by the county after the deadline — permanently. There are no extensions. The sooner you contact us, the better your chances of a full recovery.