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IL · PropVault

Recover Your Illinois Surplus Funds

Significant volume; county-dependent requirements

Attorney Requirement

Partial

License Requirement

None

Claim Deadline

2 years from sale date

Fee Cap

No statutory cap

Direct Disbursement to Agent

No — paid to owner; agent collects per agreement

Attorney required for amounts over the threshold — May require attorney for court-supervised surplus from judicial sales; verify county practice

State Guide

How Surplus Funds Work in Illinois

  • When a property is sold at a Illinois tax or foreclosure sale for more than what was owed, the excess amount is called "surplus funds."
  • Under Illinois law, those surplus funds legally belong to the former property owner — not the county.
  • Counties hold these funds for a limited time: you have 2 years from sale date to file a claim.
  • In Illinois, some claim paths require a licensed attorney (e.g., court petitions); others can be filed directly by an authorized agent.
  • There is no statutory cap on agent fees in Illinois; we charge a reasonable contingency fee with no upfront cost.
  • After your claim is verified, Illinois counties typically process disbursements within several months.
  • We handle all paperwork, follow-up, and county communications at no upfront cost — you only pay if we recover funds.

No Upfront Cost

Ready to claim your Illinois funds?

We work on a contingency basis — you only pay if we recover money for you. Get a free, no-obligation review today.

Start My Free Claim Review
No upfront cost Contingency only We handle all paperwork

Illinois Deadlines Are Hard and Final

In Illinois, unclaimed surplus funds are forfeited to the county after 2 years from sale date. There are no extensions — the sooner you contact us, the better your chances of a full recovery.

Recover Your Illinois Surplus Funds